I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt – Gordon Brown’s legacy to millions of Britain’s families – will hang like a millstone around the neck of the British people for years to come.

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I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt – Gordon Brown’s legacy to millions of Britain’s families – will hang like a millstone around the neck of the British people for years to come.